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Happy Holidays! Our office will be closed 12/23-12/26 and 12/31-1/2. All employees will be working remotely 12/27-12/30. We wish you and your family a Merry Christmas and a safe and Happy New Year!

Coronavirus Info

Helpful Coronavirus Information

Auto Premium Relief

Several companies have announced plans for premium relief related to auto insurance due to less miles being driven since the state shutdown. The State of Michigan announced that all premium reduction plans had to be submitted to the Department of Finance and Insurance Services for approval. Below is a list of some of our companies that have made announcements on their premium relief plans (some pending approval, some approved). Click on the company that you are insured with and you will be directed to their COVID-19 relief page. 

Citizens Insurance






The forced shutdown in Michigan has caused unprecedented economic impacts to both individuals and small businesses. On March 27, 2020, an economic stimulus package, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, was passed to help those affected. Below is some helpful resources for individuals and businesses. It is not our intention to provide advice or to go into detail about any information that does not involve insurance.

For Individuals

Stimulus check calculator - How much will you and your family expect to receive?

Unemployment Benefits - NBCNews article summarizing who qualifies. Self-employed, independent contractors and gig/freelance workers may qualify.

How to apply for unemployment benefits in Michigan


For Businesses

Coronavirus and Business Income Coverage


CARES Act Summary - Economic Stimulus




U.S. Senate Committee on Small Business & Entrepreneurship

Contact your bank or Small Business Association regarding business loan information

Contact your accountant to discuss any tax implications to your particular situation

If you've laid off employees, you can point them to the site to apply for benefits